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Not everyone using online dating sites is looking for love. As if all that isn’t bad enough, romance scammers are now involving their victims in online bank fraud.Scammers create fake online profiles using photos of other people — even stolen pictures of real military personnel. And they tug at your heartstrings with made-up stories about how they need money — for emergencies, hospital bills, or travel. Here’s how it works: The scammers set up dating profiles to meet potential victims.Messenger from October 2006 through February 2007, Walter, a self-described white collar engineer and college sports enthusiast, ended up taking the spellbound Meade for the ride of her life.“We were going to get married,” she recalls, fighting back tears.“But, then, he told me he had lost his job, was laid off, and that he was in need. In fact, they're someone you could see yourself spending the rest of your life with.A decent person with a good job or business in search of a good, honest partner to settle down with.

When you deposit either in your account, in essence you are making a guarantee that the funds will be provided.

Scammers change names, identities, the photos they steal and use more often than most of us change our underwear.

There can be several scammers at any one time using the same name and photo to steal from their victims.

After they form a “relationship,” they come up with reasons to ask their love interest to set up a new bank account.

The scammers transfer stolen money into the new account, and then tell their victims to wire the money out of the country.